What is WebMoney?
WebMoney is an online payment system that allows you to transact with other WebMoney users or merchants, in a number of currencies.
Registered users manage their account using one of 2 free tools:
- WM Keeper Classic is standalone software installed onto your computer. To see what the software looks like, and how it works, visit the WM Keeper Classic page on the WebMoney site.*
- WM Keeper Light does not require software installation. You transact using an internet-browser, through a secure https connection. It is designed for clients who cannot or do not want to install the WM Keeper Classic. To use WM Keeper Light all you need to do is install a WebMoney Transfer personal certificate and start your browser.
Please also visit the Help Desk page of the WebMoney site to see demonstrations of how to register and manage your WM Keepers, as well as how to send and receive transfers.
Once you’ve registered and verified your account with WebMoney, you are free to create purses (dedicated currency-specific electronic wallets) within your WebMoney account. Purses can be created in any or all of the following currencies: RUR, USD, EUR, UAH, BYR and UZS.
You are now able to transfer funds from any of your purses to other WebMoney users and merchants – all you need is their purse number.
WebMoney is a powerful hardware and software system that enables Internet users to conduct safe transactions in real time using WebMoney units (WM-units). It is easy to join WebMoney. All you need is to launch the �WB Keeper Light or Classic� and receive a WM-ID. During the registration you will have to provide and confirm your personal information. WebMoney Transfer has a verification system in which each user gets a WebMoney passport (digital certificate). Funding: WebMoney Transfer offers a number of ways to add funds to purses: bank transfer, cash deposits, WM card deposits, etc.
How do I load my WebMoney purse?
There are a number of ways to load your WebMoney account (e.g. bank wire, prepaid cards, cash exchange). Please see Adding Funds for a list of funding methods available for your purse type and country.
What will it cost me to use WebMoney?
WebMoney charges a 0.8% fee, of no less than 0.01WM, for transferring funds. (WM Units have a 1:1 relationship with the currency of your purse. Therefore, 0.01WM in a USD purse is equal to USD$0.01.) The maximum transaction fee for a USD purse is 50WM.
WebMoney transactions are safe because they do not require a credit card or bank account and are immune against certain scams because they are final and cannot be retracted. It is therefore not possible to buy WM units online with a mere credit card or a paypal account. WebMoney has had its share of security vulnerabilities. Fraudsters have targeted users of WebMoney with a host of Trojans and mal-wares.